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Financial Clarity and Insight

The Investment Opportunity of a Lifetime

Healthcare related costs in retirement have been escalating, and are expected to get worse. These high costs illustrate the need to prepare financially, as well as the increasing potential rewards of a different approach.

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The Right Time to Buy Stocks

Market research has shown that aggregate stock ownership hit a low in 2012. Deciding the right time to buy and sell stocks is a difficult task if you try to base it on market expectations.

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The Real Costs of an Offshore Pension Plan

Throughout Asia, most 'Independent Financial Advisers' (IFAs) catering to expats are selling 'unit-linked life insurance,' commonly referred to as an offshore pension plan. These types of investments should be avoided due to enormous fees and potential tax problems.

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